How does online Laybuy work?
Laybuy offers online shoppers a simple interest free payment plan that lets you secure your purchase today and pay for it in 6 equal payments, once a week for 6 weeks.
Laybuy performs a credit check to obtain a credit score on all new users upon registration. Once your credit score has been confirmed and your account has been verified, Laybuy assigns your Laybuy limit and you can begin shopping immediately.
The first payment equal to one sixth of the purchase price occurs once your order is completed. The remaining 5 payments are processed each week on the day of the original purchase from your nominated card. No further action is required and all account information including a payment schedule can be viewed, at any time, through your Laybuy account.
Once you select Pay by Laybuy at checkout and complete your purchase, the Merchant ships any products directly to you at the delivery address you have requested.
How much does Laybuy cost me?
Laybuy doesn’t charge you any interest or upfront fees.
The $1 you see on your account is an AUTH that is applied by your Bank when a new card is added to verify that it is real and that there are sufficient funds available to make a purchase.
The $1 isn’t actually taken out of your account and you will see this disappear from your bank statement in the next few days. This is a bank process and definitely not a fee from Laybuy.
Who can use Laybuy online?
Any NZ and AU resident over the age of 18 with a current debit or credit card.
Click here for more information about Laybuy.
Is Laybuy available in stores?
Unfortunately, at this stage we do not have this payment option in store. You can still purchase items with other payment options in store.
Can I return my online Laybuy order in store?
All online Laybuy purchases must be returned to the below address, as no other stores can process your online return. Your Laybuy payment schedule will be adjusted or cancelled to reflect the refunded amount.
Please return to:
121 Kitchener Road,
Milford, Auckland 0620
For any queries regarding laybuy, please phone (09) 281 2843 or email us at email@example.com